Preventive care covered at 100% in network, prescription savings, and a medical price shopping tool — an affordable foundation for an hourly workforce.
Minimum Essential Coverage focuses on prevention: routine checkups, immunizations and screenings covered in full when employees use an in-network provider. Catching small issues early keeps employees healthier and avoids larger costs later.
MEC also satisfies the Affordable Care Act requirement that applicable large employers offer minimum essential coverage to full-time employees. We can walk you through how a MEC design fits your compliance strategy.
Every MEC design includes prescription savings and a medical price shopping tool, so employees can estimate what a service will cost before they schedule it.
Covered preventive services follow the list required under the Affordable Care Act, which is periodically updated. For the current list, visit healthcare.gov.
Pairs preventive coverage with direct primary care: unlimited in-office, primary care, urgent care, chronic disease management and 24/7 virtual care visits, through a private physician network, plus outpatient labs and prescription drug coverage.
Adds copays for everyday care – diagnostic doctor visits, x-rays, and lab work – plus prescription drug coverage, telemedicine, and accident medical and AD&D benefits.
Members use a limited benefit medical network with access to roughly 4,500 hospitals, 900,000 practitioners and 84,000 ancillary facilities. Every participating provider is credentialed, and network rates apply to non-preventive services as well.